Are 401K Still a Good Plan for Your Future?
Are 401K Still a Good Plan for Your Future
I often wonder if this is still the way to go? With all the downsizing going on and folks being let go before retirement age, I have to ponder if it really makes sense to work 40 years to end up with less than you can manage for the rest of your life. I mean who wants to worry about their lifestyle at the age of 65? You should be planning vacation, and spending time with loved ones worry FREE at that age. However, more and more we are seeing “grandma and grandpa” greeting you at the front door of your local Walmart store. Unless it’s by choice, and I doubt that it is; they shouldn’t have to be on their feet for hours in order to supplement their retirement package, if they even get one.
This whole thing brings me to what Robert Laura, a contributor for Forbes.com, has recently written in an article for the publication. He states that he believes MLM is one of the most significant solutions for retirement! Huh???? You mean to tell me that MLM’s are not a pyramid scheme??? Folks are not going to be throwing away their hard earn money into a dark hole of mixed up comp plans and greedy marketing Gurus??
Well, Let ME remain silent as one of the experts dispels some to the myths out here concerning MLM, Network Marketing, Affiliate Marketing, Working From Home and Relationship Marketing. Believe it or Not…they are all pretty much the same in terms of the mindset.
So what does the Mr. Laura have say…I will share some excerpts from what I read…pretty cool stuff:
“At some point in your life you’ve been pitched a multi-level marketing (MLM), direct selling, or network marketing business opportunity. While the pitch varies from company to company, it basically promises a chance to ditch your 9-5 work schedule, be your own boss, and make lots of money while making new friends in the process.” It all sounds good on paper, yet there is a seemingly endless debate over whether these companies and programs are legitimate business opportunities or not, so I dug in and got the real scoop. As a result, I believe that the entire industry is poised for explosive growth and can be one of the most significant solutions to America’s current retirement savings crisis.”
He states that is has a lot to do with psychology than the money, which I concur. It really is about your WHY…and that varies. It can be about time freedom instead of money. It could be about the kids and spending time raising them instead of leaving the home. Get the idea? But how does that translate to it being a significant solution you might think…well when the WHY is satisfied…it becomes a relax mode to earning. The focus becomes less about a need and more about the PASSION. And that’s where success lies.
Lastly …and I this was what Mr. Laura states:
“I no longer perceive these types of opportunities as money-making pyramid schemes. Instead, I now see it as a way to enhance many of the personal aspects of retirement that are rarely discussed let alone planned for, with the added benefit of supplementing other popular retirement income sources such as pension and social security.
Daria M. Brezinski Ph.D, a practicing psychologist and former marketing director for a multi-level marketing magazine, echoes these same sentiments. “Many people don’t realize that multi-level marketing companies are successful because they help people satisfy a number of important human needs, including feeling significant, having connections, learning something new, and making a difference. I have heard people in network marketing say again and again, ‘I’m doing this because I’m meeting amazing people … making so many connections … and I feel so good about myself.’”
My reason for writing this blog is to dispel some of the myths concerning this arena and that would shine “a NEW LIGHT” on how you would proceed the next time you are faced with the an opportunity to work from home or for yourself!
I want to end this by saying I have worked out a plan for the working class in particular. You see, many working class folks think that the only way to get ahead is work hard and get educated for someone’s else business…they don’t realize you can do the EXACT SAME THING for themselves. My project is up and running as we speak and it’s where we can learn together how this works. It’ ready and we are waiting to help you RETIRE TODAY! Click on the LINK below where you can started Learning some cool online work right NOW~!!!!
Let’s STOP limiting ourselves…cause you will find the way out of the 40 hour work week is not that far away!
Talk to you Soon